LIME - Lifetime Insurance Mortgage Experts
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Recommended List Commission Rates

Products

Earnings
Period

Lautro

Standard
API

Max Indemnity API

AXA**

Critical Illness
Income Protection
Term Assurance

24 months
48 months

167%
160%

176%
178.98%

-
207.83%

Bright Grey

Critical Illness
Income Protection
Term Assurance

24 months

165%

174.06%

BUPA**

Critical Illness
Income Protection
Term Assurance

24 months
48 months

160%
140%

178.99%
156.61%

-
181.85%

Friends Provident**

Critical Illness
Income Protection
Term Assurance

48 months

160%

188.94%

196.80%

Legal & General**

Extra 10% Lautro Initial Commission for all applications including CIC

Critical Illness
Income Protection
Term Assurance

48 months

155%

174%

-

Liverpool Victoria**

Critical Illness
Income Protection
Mortgage Protection
Term Assurance

48 months
24 months

150%
150%

167.80%
139.03%

177.13%
146.76%

Norwich Union**

Critical Illness
Income Protection
Term Assurance

48 months

160%

188.94%

196.80%

Prudential

Term Assurance

24 months

145%

171.22%

178.35%

Royal Liver**

Term Assurance

48 months

155%

173.4%

184.6%
24 months
130%
162.7%
175.2%
Critical Illness 48 months
155%
173.4%
184.6%
24 months
130%
162.7%
175.2%
Income Protection 48 months
155%
148.6%
158.2%
24 months
130%
139.4%
150.1%

Scottish Equitable**

Critical Illness
Income Protection
Term Assurance

48 months

165%

184.58%

194.84%

Scottish Provident**

Term Assurance

48 months
24 months

167%
167%

186.87%
176.19%

 

Scottish Widows

Critical Illness
Income Protection
Term Assurance

48 months

150%

177.12%

 

Standard Life** Term Assurance
Income Protection
Critical Illness
48 months
155%
183%
217%

** Please note these rates are subject to business being transacted online

Elite Commission Rates

The Elite panel pay the highest levels of commission available.

Provider

API

Friends Prov

201%

L&G

184.58%

Norwich Union

201%

Scot Prov (4yrs)

195.83%

Scottish Equitable

190%

 

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